We can advise you on a range of different mortgage scenarios including:
- Remortgages
- First Time Buyers
- Home Movers
- Buy to Let
- Equity Release
(Lifetime Mortgages and Home reversion Schemes) - Debt consolidation
Think carefully before securing other debts against your home Your home may be repossessed if you do not keep up repayments on your mortgage.
'Equity Release' includes Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.
For mortgages you can choose how we are paid: we can accept commission from the lender, or you can pay a fee usually 0.5% of the loan amount. You can choose how we are paid for equity release advice: We can accept commission from the lender, or you can pay a fee usually 1% of the loan amount or a combination of the two.
As well as mortgages we can also advise on protection from life's unforeseen events:
- Life Assurance
- Critical Illness
- Income Protection
- Buildings & Contents Insurance
After carefully discussing your situation and gathering all the essential information we will provide a written recommendation tailored specifically to you and your family.
The FSA does not regulate some forms of buy to let mortgages
For Buildings and Contents Insurance we usually offer products from a limited panel of providers